Wear Your Jewelry with Confidence
Why Jewelers Mutual?
- Comprehensive Coverage – Protection against loss, theft, damage, and mysterious disappearance.
- Worldwide Protection – Your jewelry is covered everywhere you go.
- Easy Claims Process – Work directly with your trusted jeweler for any repairs or replacements.
How it Works?
- Visit Jewelers Mutual for your free personalized quote.
- Share details about your jewelry piece(s).
- Select your preferred coverage options.
- Instantly activate your coverage online.
Advantages Over Traditional Insurance
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No impact on your homeowners or renters insurance premiums.
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Specialized, tailored jewelry coverage.
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Streamlined, stress-free claims managed by jewelry specialists.
Jeweler's Mutual Insurance FAQs
For items valued under $5,000, an appraisal is not required at the time of purchase. However, for items valued at $5,000 or more, you'll need to provide an appraisal within 90 days of policy activation. We recommend getting an appraisal for all valuable jewelry to ensure accurate coverage.
Your Jeweler's Mutual coverage begins immediately upon policy approval and payment. You can purchase coverage at checkout and your jewelry will be protected as soon as your policy is active, giving you peace of mind from day one.
Great news! Your Jeweler's Mutual policy provides worldwide coverage. Whether you're traveling for business or pleasure, your jewelry is protected anywhere in the world. This includes coverage for loss, theft, and damage, no matter where you are.
Jeweler's Mutual provides comprehensive coverage including loss, theft, damage, and mysterious disappearance. Unlike homeowners insurance, there's no deductible, and coverage extends beyond your home to anywhere in the world. Your jewelry is protected in virtually any situation.
Filing a claim is simple. Contact Jeweler's Mutual directly at 1-888-884-2424 or file online through their website. Their claims team will guide you through the process and work quickly to resolve your claim. Most claims are processed within a few business days.
Yes, you can cancel your Jeweler's Mutual policy at any time. If you cancel, you'll receive a prorated refund for the unused portion of your premium. There are no cancellation fees or penalties, giving you complete flexibility.
Insurance rates are typically 1-2% of your jewelry's appraised value per year. For example, a $5,000 ring would cost approximately $50-$100 annually. The exact rate depends on your location and the value of your jewelry. You'll see the exact cost before purchasing.
