A Smarter Way to Sparkle — With Affirm
How It Works
- Quick & Easy Application – Get a real-time decision in minutes.
- No Hidden Fees – You'll never be surprised by extra costs.
- Flexible Payment Plans – Choose a schedule that fits your budget.
- No Impact on Your Credit Score – Checking your eligibility won't affect your credit score.
We believe that owning fine jewelry should be a joyful experience—not a stressful one. That's why we've partnered with Affirm to provide a seamless and transparent financing option. Applying is quick and easy, with real-time decisions that let you know your eligibility within minutes.
Financing Options
How It Works
Applying for financing is simple:
- Add your desired items to your shopping cart.
- Proceed to checkout and select Affirm as your payment method.
- Follow the on-screen instructions to apply for financing.
- Receive an instant decision and complete your purchase.
What You Need
- Be at least 18 years old.
- Have a valid U.S. or APO/FPO/DPO address.
- Provide a U.S. mobile number and email for verification.
- Have a valid debit card, checking account, or another payment method for repayments.
Financing FAQs
Checking your eligibility with Affirm will not affect your credit score. They perform a soft credit check to determine your eligibility, which is visible only to you. A hard credit inquiry will only occur if you complete the purchase and accept the financing terms.
Yes! You can pay off your Affirm loan early at any time with no penalties or fees. Simply log into your Affirm account and make a payment for the remaining balance. Early payoff can help you save on interest charges.
If you miss a payment, Affirm will send you reminders via email and text. Late fees may apply, and missed payments could impact your credit score. We recommend setting up autopay to ensure you never miss a payment. Contact Affirm customer support if you're experiencing financial difficulties.
If you return your order, the merchant will process your refund according to their return policy. Once the refund is issued, Affirm will adjust your loan accordingly. If you've already made payments, you'll receive a refund for the amount paid. Any scheduled payments will be cancelled or adjusted based on the refund amount.
Simply select Affirm as your payment method at checkout. You'll be redirected to complete a quick application that takes just a few minutes. You'll receive an instant decision, and if approved, you can complete your purchase right away.
Affirm offers flexible payment plans ranging from 3 to 36 months, depending on your purchase amount and eligibility. You'll see all available options and the total cost before you commit. Choose the plan that works best for your budget.
No hidden fees! Affirm is transparent about all costs. You'll see the total amount you'll pay, including any interest, before you complete your purchase. There are no late fees, service fees, or prepayment penalties.

